AI assurance for regulated money movement
Prove your AI moves money correctly.
Attestiq checks every AI output in a payments workflow against your records and the rules that govern it, holds what is wrong for a human, and keeps evidence an examiner can recompute — before your auditor, your bank, or the OCC asks.
disputes.cardholder_letter
Reg E denial letter · draft 3
- highFACT.AMOUNT_MISMATCH
Letter says $68.40; the transaction record says $86.40.
- highFACT.REASON_CODE_MISMATCH
Non-receipt dispute described under Visa 10.4; record is 13.1.
- highDISCLOSURE.MISSING_REQUIRED
No notice of the right to request documents relied on.
labeled cases in the FinVAL-seed benchmark that gates every release
precision and recall on FinVAL-seed, deterministic mode, $0 per run
per validation end to end through the API, no model call
synthetic authorization attempts behind the Authorize demo
Live demo
See a verdict in seconds.
Validate an AI-drafted Reg E dispute letter, or ask why an authorization rate is dropping. Real engine, synthetic records, nothing stored.
What happens when you press Validate
- Claims are extracted: amounts, dates, reason codes, card, outcome.
- Each is checked against the transaction and dispute records.
- Reg E, Reg Z, and card-network rules are applied, each with a citation.
- One verdict, signed evidence for every finding, and a human decides.
How it works
The product is the audit trail. Validation is how you generate it.
- 01
Validate
Your agent calls the API, or our MCP tool, after each draft. Fact, math, policy, and disclosure validators run against your records.
- 02
Cite
Every policy finding cites the rule it rests on — Reg E §1005.11, a network reason-code table, your SOP. No citation, no finding.
- 03
Decide
High-severity outputs are held. A reviewer releases, blocks, or returns them; every override becomes a labeled example.
- 04
Attest
One click exports the examiner pack: coverage, error rates, overrides, controls, and a digest of every evidence record.
One platform
One audit trail. Modules on one contract.
A compliance officer and a payments lead see the same vendor. Every module shares the evidence chain, policy packs, console, and API — adding one is a line on your order form, not a new vendor review.
Financial services
Payments, disputes, and the AI around them — for processors, fintech programs, and sponsor banks.
Investigate
Fraud & financial crime investigations
What happened, and can you prove it?
Alerts, Customer 360, explainable risk scores, AI-prepared cases, and a human decision on the same audit trail.
Settle
Settlement reconciliation
Did the money tie out?
Settlement and payout reconciliation with exception evidence.
Verify
Caller verification
Is the caller who they claim?
Caller verification evidence attached to the case.
Healthcare
Payer remittances against the contract — for physician groups and medical billing companies.
Roadmap modules are shown as direction. Each one opens only after the module before it has a paying customer.
Better together
A recommendation that moves money is an AI output too.
Authorize diagnoses why approvals leak and proposes fixes. Before a payments lead sees one, Validate checks every dollar figure against the diagnosis and every retry schedule against card-network rules — and both land in the same audit trail.
- 01AuthorizePreview
Diagnoses decline drivers and proposes a fix
- 02ValidatePilot
Checks figures and network retry rules
- 03Audit trailShared
Evidence, decision, and outcome on one chain
In the demo, all five Authorize recommendations pass Validate before they are shown.
The rule the whole system follows
Code decides. Models read. Evidence proves. A human approves.
Code decides
Verdicts, deadlines, and dollar figures come from versioned code. A model can never set one.
Models read
Models extract claims they must quote, and judge issues they must cite to a rule.
Evidence proves
Every finding is a signed record an examiner can recompute, kept write-once.
A human approves
What is held waits for a person. Every decision lands on a hash-chained audit log.
Built for
The teams that answer for AI in payments.
Sponsor banks
Make validated AI a requirement across your fintech program, with one report for the whole portfolio.
Processors and PSPs
Attest the dispute and decline agents you run for merchants, and show the evidence on request.
Fintech compliance
Ship AI-drafted letters and decisions with the control your bank partner and examiner will ask for.
Eight weeks to an attested AI workload.
A fixed-fee pilot on one workload: an eval report on your historical outputs and an attestation draft for your compliance team.