Attestiq Authorize · Authorization rate intelligence
Find where approvals leak. Prove what it is worth.
Processor-neutral decline diagnosis per merchant. Every number comes from a versioned service and a signed evidence record; every recovery estimate is a range with its assumptions visible.
What it diagnoses
Six ways approvals leak, each measured separately.
Attempt-level and payment-level rates side by side, so a retry storm can't hide a real drop — or fake a recovery.
Retry storms
Reattempts of declines the issuer will never approve — they depress your attempt-level rate and draw network scrutiny.
Stale credentials
Expired and replaced cards on file, measured against account-updater and network-token coverage.
Issuer and network outages
Technical declines concentrated at one issuer or BIN range, and whether a prompt retry recovers them.
3DS / SCA friction
Challenges abandoned on cross-border traffic, and which orders qualify for an exemption.
Over-strict risk rules
Your own AVS/CVV filters rejecting good customers.
Payday timing
Insufficient-funds declines on subscriptions retried at the wrong time.
Better together
Recommendations Validate has already checked.
An authorization recommendation is itself an AI output that moves money. Before a payments lead sees one, Attestiq Validate checks it — and your own retry-optimizer agent can be checked the same way.
authorize.recommendation · card-retry-us
Pass- Every dollar figure traces to the diagnosis evidence
- No reattempts on Visa category-1 declines
- No retries after Mastercard advice code 03 or 21
- No more than the permitted attempts per window
Authorize never writes to payment configuration. It recommends and proves; you or your processor apply the change, and the tracker measures whether it worked.
Eight weeks to an attested AI workload.
A fixed-fee pilot on one workload: an eval report on your historical outputs and an attestation draft for your compliance team.